Digital Financing Initiative is undertaken by SME Corp. Malaysia with the aim to provide agile access to financing for Micro, Small and Medium Enterprises (MSMEs) via a digital platform.

In this programme, SME Corp. Malaysia is collaborating with microLEAP to:

• Provide innovative and quick short-term financing solution for MSMEs through the digital platform;
• Simplified documentation process of the applicants; and
• Shariah compliant product with 24/7 access for online financing application.

• MSME Status Certified
• Registered under Companies Commission Malaysia (SSM)
• The company is at least 60% owned by Malaysian
• The company have been in operations for at least 6 months
• Committed to undergo SCORE/MCORE assessment
• Required Documents:
  • Applicants Identification (I/C) Front & Back.
  • Guarantors Identification (I/C) Front & Back.
  • Current Business Bank Statements.
  • Financial Statements (minimum 2 years signed management accounts, from the date of incorporation to the most recent month possible).
  • Business Owner Profile Photo.
  • Proof of Business Premise (Photo, live-video, etc).

1. MSMEs can apply for short-term financing from a minimum of RM10,000 up to RM1,000,000 at a financing rate of 0.25% to 0.50% per month up to 6 months tenure for:
   • Pre-Sales
   • Post Sales